> boris_ershov.studio — Abu Dhabi, UAE_

From goals to shipped software.

I'm Boris Ershov — a product engineer & solutions architect with 18+ years across fintech, banking, AI and data. I start from your business goals and user stories, then design and ship the software that delivers them — architecture in service of the outcome.

DisciplineProduct · Fintech · AI
Experience18+ Years
CertifiedAWS SA
StatusOpen · 2026
Business AnalysisUser Stories & GoalsFintech & BankingSolutions ArchitectureAI & RAG SystemsData EngineeringCloud on AWSBusiness AnalysisUser Stories & GoalsFintech & BankingSolutions ArchitectureAI & RAG SystemsData EngineeringCloud on AWS
// 01 — Profile

It starts with the business goal — not the stack. Objectives and user stories come first; architecture is chosen to serve them, then built and run in production.

Eighteen years across banks, fintechs and telecoms — from Sber's Platform V to crypto custody and embedded lending in the UAE. I translate business needs into clear goals and user stories, then into scalable, secure software that ships.

Through Boris Ershov Software Design & Development — a licensed Abu Dhabi studio — I bring senior, hands-on craft to clients, and pour the rest into my own products. One person owns the work end to end: discovery, requirements, architecture, design, code, deploy.

Business-first

It starts with the goal — business analysis, clear objectives and fixed user stories. Architecture comes after, in service of the requirements.

Banking-grade

Compliance, HA/DR and defense-in-depth as defaults, not upsells.

To the metal

The architect writes the Go, the Python and the Vue too.

Owner's mindset

I build for clients the way I build my own products.

18+
Years architecting systems
03
Own products shipped
AWS
Certified Solutions Architect
UAE
Licensed studio · Abu Dhabi
// 02 — Experience

Eighteen years of solution architecture

2026 — Now
Boris Ershov Software Studio
Founder & Principal Architect · Abu Dhabi
Independent studio shipping client software end to end and building its own products — SparkFlow and Teal.
ArchitectureFull-stackAIData
2024 — 2025
Tungsten Custody Solutions
Solution Architect · Abu Dhabi
Designed a transaction-approval system and crypto wallet on Securosys CloudHSM + YubiKey, and a DWH back-office automation that cut daily reconciliation from 3 hours to 20 minutes.
CloudHSMBTCDuckDBReconciliation
2023 — 2024
Further Ventures Studio
Solution Architect · Abu Dhabi
Led architecture for CredibleX's Loan-as-a-Service (embedded lending) and an Early Wage Access product — infrastructure, API specs and an OIDC auth solution on AWS.
Embedded LendingEWAOIDCAWS
2022 — 2023
MTS.ai
Solution Architect · Moscow
Architected an NLP speech-analysis platform for Russia's largest telecom and led an IAM service from PoC to production — built for scale, security and enterprise integration.
NLPIAMScale
2015 — 2022
SberTech — Platform V
Solution Architect · Moscow
Architect on Sber's technology platform — authored the "PaaS Ready" standard and designed sharding/routing, data replication and escrow systems with multi-tenancy and data isolation.
PaaSMulti-tenancyShardingPlatform V

// Certifications & training

AWS Certified Solutions Architect – Associate (SAA-C03)Amazon Web Services · 2024
Machine Learning for FinanceOtus · 2025
Data Warehouse AnalystOtus · 2024
Microservice ArchitectureOtus · 2021
PostgreSQL Administration (DBA 1)Postgres Pro · 2019
Guided Tour of Machine Learning in FinanceCoursera · 2019
Machine LearningCoursera · 2019
Software Requirements ManagementLuxoft · 2018
Neural NetworksStepik · 2017
Design Patterns & UMLGehtSoft · 2010
Java BasicsOmSU · 2009
Linux AdministrationOmSU · 2009
// 03 — Selected work

Products, designed & shipped

// 04 — Capabilities

How the studio can help

[001]

Business Analysis & Product Definition

Goals first: stakeholder analysis, success metrics and fixed user stories — the problem framed and scoped before any build.

[002]

Solutions & Enterprise Architecture

Architecture chosen to serve the requirements — microservices, DDD, event-driven, with C4/UML/BPMN blueprints teams can build from.

[003]

Fintech, Banking & Digital Assets

Lending, payments, crypto custody and identity — compliant with CBUAE and international regulation.

[004]

AI, ML & RAG Systems

Agentic assistants, retrieval pipelines, NLP and ML in finance — from PoC to production.

[005]

Data Engineering & DWH

ETL, warehousing and analytics on PostgreSQL, ClickHouse and DuckDB — built on tools I author.

[006]

Product Design & Full-stack

From interface and design system to Go/Python backends and Vue frontends — shipped end to end.

// 05 — Services

Ways to engage

Specialising in UAE-regulated systems — Open Finance (FAPI 2.0), VARA / CBUAE-compliant stablecoin & VASP infrastructure, AML / Travel Rule, and PropTech escrow architecture.

[S1]

Tech Due Diligence

Pre-round architecture assessment for VCs and startups: scalability, security, regulatory exposure, tech debt and hiring. Deliverable: a written risk report plus a walkthrough call with the investment committee.

[S2]

Fractional / Interim Architecture

1–2 days a week embedded in your team: architecture reviews, stack decisions, design of payment and compliance components, and mentoring — senior architecture without the full-time hire.

[S3]

Regulatory-grade Design

Open Finance TPP integration (FAPI 2.0, Nebras / AlTareq), escrow under Dubai Law 8/2007, stablecoin & VASP infrastructure (VARA, Travel Rule, IVMS 101), AML (goAML) and KYC flows.

[S4]

Architecture Documentation

C4 models, technical specifications, ADRs and diagrams — written so investors, regulators and engineering teams all read the same system the same way.

Book_an_audit ▸ One-off audit · Retainer · Hourly expertise
// 06 — How I work

From contract to shipped

Every engagement runs on a contract built from a technical spec & business analysis — delivered in phases, signed off with acceptance certificates, and modelled domain-first.

[ML task]

Machine-learning system design

Clarify ▸ frame as ML ▸ data ▸ model ▸ evaluate ▸ system design ▸ deploy & monitor — a seven-step path to production models.

[Non-ML]

Classic system design

Scope ▸ capacity ▸ API & data model ▸ architecture ▸ deep-dive ▸ scale & reliability — structured, DDD-driven delivery.

// 07 — Let's build

Have a system worth
architecting?

[email protected]
Phone / WhatsApp+971 50 894 6432
Based inAbu Dhabi, UAE